Cash Loans on Fine Jewelry and Luxury Watches with Fast, Knowledgeable and Friendly Service.

Get instant cash for your luxury watches & fine jewelry, backed by Miami's most trusted jeweler.

35+
Years of Trust
5
Star Rated in Miami
100%
Confidential Service

A Legacy of Excellence & Family Values

For over 35 years, Five Star Jewelers has been more than a store — we've been part of Miami's heartbeat. Founded by Jorge Carvajal, our journey is built on craftsmanship, community, and treating every customer like family.
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305.378.4131
Services

Why Miami Chooses Five Star Jewelers

Competitive Loan Rates

We offer some of the best rates in the market, ensuring you get the maximum value for your items.

Luxury Item Expertise

Our team specializes in luxury watches and designer jewelry, giving you confidence in our accurate appraisals.

Fast and Confidential Service

Our loan process is quick, discreet, and designed to get you the cash you need without any hassle.

Flexible Terms

We provide flexible loan terms tailored to meet your specific needs and financial situation.

Customer Testimonials

Hear from our satisfied customers who have successfully used our loan services and experienced our exceptional customer care.

Trusted and Reputable

As a well-established jeweler in Miami, we have built a reputation for integrity and trustworthiness in the community.

Our Jewelry Loan Process

01

Bring In Your Items

Bring your fine jewelry and luxury watches to any of our 7 locations. You can choose to either sell your items or use them as collateral for a loan.

02

Quick Evaluation

Our experienced associates will evaluate your items right on the spot. The process is fast and transparent.

03

Loan or Payout Offer

Based on the evaluation, we’ll present you with a fair payout or loan offer—no credit checks, no lengthy approvals. In most cases, you’ll have an offer in just 10 minutes.

04

Receive Cash

Once you accept the offer, you’ll get your cash immediately. Your items will be safely stored until you repay the loan. When the loan is fully repaid, your item is returned to you—fast, reliable, and hassle-free.

Loved By Miami, Trusted for 35+ Years

Real Stories From Our Customers

Frequently Asked Questions

At Five Star Jewelers, you can bring in jewelry, watches, or other valuables to either sell or use as collateral for a pawn loan. After a quick appraisal, they’ll offer you a fair payout or loan amount without credit checks or lengthy approvals—often in just 10 minutes. Once the loan is repaid, you get your item back, making the process fast, reliable, and hassle-free.
Pawn loans are typically written for 30 days, but you can easily extend your loan, giving you as much time as you need to reclaim your item.
Yes. Extensions and renewals are simple, with payment options available in-store or conveniently through text-to-pay.
No credit checks are required.
All pawned items are fully secured and insured to ensure both safety and confidentiality.
Five Star Jewelers provides competitive, market-leading offers on gold, luxury watches, diamonds, and designer jewelry based on current market values.
Yes, we offer free appraisals for estate/inherited jewelry, whether you're interested in selling, pawning, or simply knowing your items value. Our appraisals are free whether you sell/pawn to us or not.
Yes, we will pay top dollar for all of your broken or damaged gold and jewelry.
Loan repayment can be made in-store with an associate or through our text-to-pay system for convenience.
Yes, pawn loans include some interest, but they're straightforward, store regulated, and designed to keep your loan fair and affordable.