Pawn your fine jewelry and luxury watches in Miami with speed, fairness, and complete confidentiality

Get instant cash for your luxury watches & fine jewelry, backed by Miami's most trusted jeweler.

35+
Years of Trust
5
Star Rated in Miami
100%
Confidential Service

A Legacy of Excellence & Family Values

For over 35 years, Five Star Jewelers has been more than a store — we've been part of Miami's heartbeat. Founded by Jorge Carvajal, our journey is built on craftsmanship, community, and treating every customer like family.
Read About Us
305.378.4131
Services

Why Miami Chooses Five Star Jewelers

Competitive Loan Rates

We offer some of the best rates in the market, ensuring you get the maximum value for your items.

Luxury Item Expertise

Our team specializes in luxury watches and designer jewelry, giving you confidence in our accurate appraisals.

Fast and Confidential Service

Our loan process is quick, discreet, and designed to get you the cash you need without any hassle.

Flexible Terms

We provide flexible loan terms tailored to meet your specific needs and financial situation.

Customer Testimonials

Hear from our satisfied customers who have successfully used our loan services and experienced our exceptional customer care.

Trusted and Reputable

As a well-established jeweler in Miami, we have built a reputation for integrity and trustworthiness in the community.

Our Jewelry Pawn Process

01

Bring In Your Items

Bring your jewelry, watches, or other valuables to any of our locations. You can choose to either sell your items or use them as collateral for a pawn loan.

02

Quick Appraisal

Our experienced appraisers will evaluate your items right on the spot. The process is fast and transparent.

03

Loan or Payout Offer

Based on the appraisal, we’ll present you with a fair payout or loan offer—no credit checks, no lengthy approvals. In most cases, you’ll have an offer in just 10 minutes.

04

Receive Cash

Once you accept the offer, you’ll get your cash immediately. Your items will be safely stored until you repay the loan. When the loan is fully repaid, your item is returned to you—fast, reliable, and hassle-free.

Loved By Miami, Trusted for 35+ Years

Real Stories From Our Customers

Frequently Asked Questions

At Five Star Jewelers, you can bring in jewelry, watches, or other valuables to either sell or use as collateral for a pawn loan. After a quick appraisal, they’ll offer you a fair payout or loan amount without credit checks or lengthy approvals—often in just 10 minutes. Once the loan is repaid, you get your item back, making the process fast, reliable, and hassle-free.
By state statute, pawn loans are issued for 30 days with a guaranteed 30-day grace period, giving you a total of 60 days. Interest accrues every 30 days during the loan term.
Yes. Extensions and renewals are simple, with payment options available in-store or conveniently through text-to-pay.
No, credit checks are required.
All pawned items are fully secured and insured to ensure both safety and confidentiality.
Five Star Jewelers provides competitive, market-leading offers on gold, luxury watches, diamonds, and designer jewelry based on current market values.
We provide evaluations for estate or inherited jewelry to determine current market value for loan or purchase purposes. Please note, we do not offer formal written appraisals.
Yes. Gold, precious metals, and diamonds retain their value regardless of condition. We accept bullion, coins, broken jewelry, designer pieces, branded items, diamonds, and watches.
Loan repayment can be made in-store with an associate or through our text-to-pay system for convenience.
Yes. Pawn loans at Five Star Jewelers carry a 15% monthly interest rate, which is 10% below the state’s maximum allowable rate of 25%.